Learn!

Financial independence is an important goal that few people realize in their lifetimes. Learning to live beneath your means is one of the central costs of learning how to become financially independent. And if you have not mastered this technique in the past, doing so will range anywhere from uncomfortable to downright painful. Delayed gratification means being willing to sacrifice now in order to provide for a better life for you and your loved ones in the future. If you’re currently struggling with your finances, there'll be no easy way over this hurdle. You'll probably have to cut out every expense in your budget that is not absolutely necessary, it even do what you can to reduce those that are. There are plenty of sites that deticate their mission to educating others on financial indepedence and it doesn't mean one has to retire early.